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  • July 31, 2010
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The Difference Between a Short Sale and Foreclosure

 Question: Should You Choose a Short Sale Over a Foreclosure? Answer: Whether you should do a short sale or let the home go to foreclosure depends on several factors. While for some homeowners, it … [Read More...]

California Statewide April Home Sales

An estimated 37,481 new and resale houses and condos were sold statewide last month. That was up 0.5 percent from 37,295 in March, and down 1.3 percent from 37,967 for April 2009. California sales for … [Read More...]

California Home Sales Dip 8.1% in April, Median Price Jumps 21%

According to the California Association of Realtors (C.A.R.), home sales decreased 8.1 percent in April in California compared with the same period a year ago, while the median price of an existing home … [Read More...]

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California Foreclosure Activity Declines Again

Lending institutions started formal foreclosure proceedings on fewer California homes last quarter. It is unclear how much of the drop can be attributed to shifts in market conditions, and how much is … [Read More...]

Rate Buster

Our Rate Buster loan program allows the homeowner to secure a low initial start rate on their mortgage, with a variable rate option to come at some point in the future. In many cases this program will … [Read More...]

Freedom Loan

Our Freedom loan program allows the homeowner flexibility in the amount they can pay each month on their mortgage. This loan program allows the borrower to pay lower monthly payments as needed and they … [Read More...]

Money Maximizer

Our Money Maximizer loan program allows the homeowner to maximize the loan amount that they can qualify for while keeping the monthly payment within their budget. This loan program is ideal for a borrower … [Read More...]

Equity Builder

Our Equity Builder loan program allows the homeowner to apply a larger portion of their monthly payment towards the principal balance and less towards interest. When applying more of your monthly payment … [Read More...]

Get the best mortgage loan for you


When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you.

Buying a new home is a source of anxiety, frustration and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust our professionals to find the mortgage loan that best fits your needs, too. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! We can help you get there.

Refinancing your current mortgage has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment. Let our professionals guide you to the very best refinanced loan!

Tapping into your home equity is easier than ever before. You've been paying down your balance, and property values have gone up! Tap into that wealth and reward yourself. We'll help with the best program to fit your goals.

Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you. Not anyone else!

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Mortgage Testimonials

Dear Mr. Cashion Recently you assisted us in four real estate transactions involving selling, buying, and refinancing a few properties. I needed very … [Read More...]

*We would like to speak with you about your specific loan scenario and needs. Rates can not be accurately quoted over the internet without knowing your specific loan scenario. Give us a call to discuss your specific needs so we can fine tune your rate quote.
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